If a bank or credit union is earning 9% in annual interest from a loan, it might be more likely to pay you a yield of 4.40%. The amount of money it earns from the loan offsets what it pays you — with room for profit. Note that when including https://bookmark-media.com/story20018174/detalles-ficci%C3%B3n-y-brigada-de-emergencia-definici%C3%B3n